National secret-level protection.

The security of your information is our first priority, that’s why we use SSL and 256 bit AES (Rijndael) encryption to protect your data. That’s the kind of security you use on national secrets but it’s just business as usual with Ekaya.


Read-Only Access

We’re a look but no touch platform. Access to your connected accounts is read-only. This means you can’t transfer any money or pay bills on our website; which means no one else can, either.


ID Authentication

Before you are able to access your personal credit information you have to go through an authentication process managed and audited by the credit bureaus. This ensures only you have access to your information and that it is inaccessible to anybody else until you give authorisation for them to view it.


Data Encryption

All data transmitted to and from us is encrypted in order to secure it from the rest of the world and keep it indecipherable and private. We use 2048-bit encryption to protect the transmission of your account info and data.

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External Security Audits and Checks

Our providers enlist independent, third-party experts in the field of application security to assess their technology for vulnerabilities.


Secure Partners

We make sure to only partner with the best. Through our partner Limitless Technology Group we have access to Yodlee to aggregate bank transaction data. Yodlee holds 45 technology patents that protect how they access and present information. 7 of the top 10 US financial institutions trust them, as do over 40 million people around the world. Limitless Technology Group and Yodlee has a 100% track record when it comes to security.


Decentralised Storage

The way your personal information and passwords are stored means that no one can match them together. When you submit your Internet Banking credentials for example, we do not store them but rather send them directly through to Yodlee, who will store each different field on different servers in different geographic locations.

VIP Access Level Controls


Ekaya VIP puts you in full control of your data and how you share with it others. From the Requests screen you can manage all your VIP requests and choose what access each user has to your Profile. Its as simple as selecting the person in question you're sharing your data with, and selecting the appropriate level of access. You can also block and delete access requests.


Public Profile (None)

By default, users will only be able to see your public profile with no detailed information. They will need to manually request access to see more information about you.


Basic Access

Anyone with this access level will only be able to view summary cards of your verified information (including your ID, summary credit report and affordability index).


Full Access

Anyone with this access level will be able to view your detailed verified information including your comprehensive credit report and 90-day bank statement.



By default your detailed information is only available to another user for 7 days, after which you may extend for another 7 days or they may re-request access.

We Support Responsible Disclosure -